Credit Officer (Anambra State)

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in NNEWI, ANAMBRA STATE 


NKWO NNEWI 
AMOBI MARKET 
ORIE AGBOR MARKET 
AMUKO MARKET 
OKPUNO-EGBU MARKET
ENUGU UKWU MARKET 
ABAGANA MARKET 


Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requitements are met.

RESPONSIBILITIES


Review loan requests1
Assess clients’ financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyze risks and approve or reject loan requests
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor progress of existing loans
Daily & weekly repayment collection


REQUIREMENTS AND SKILLS


Proven work experience as a Credit Officer, Loan Officer or similar role
Hands-on experience with lending procedures and products
Ability to create and process financial spreadsheets
Strong analytical skills
Excellent communication and interpersonal skills
Customer service experience
NCE/OND/HND/BSc in Banking and Finance, Economics or related field


BENEFITS:


Starting Salary: 100,000
Bi-annual Profit Sharing 
HMO
Flexible working hour 11am – 6pm
Yearly appraisal 
Salary review base on performance