BRIEF DESCRIPTIONThe Senior SME Relationship Manager at Standard Chartered Bank drives revenue growth by managing relationships with business clients, focusing on Small and Medium Enterprises (SMEs) and trade finance products. The role involves strategic client acquisition, relationship management, and promoting trade products to enhance revenues and profit.
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Standard Chartered Bank - We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. As a leading international bank, we strive to help people and businesses prosper across Asia, Africa and the Middle East.
We are recruiting to fill the position below:
Job Title: Senior Relationship Manager
Requisition Number: 64933
Location: Lagos
Global Grade: Band 9
Work Type: Office Working
Employment Type: Permanent
Job Summary
The Senior SME Relationship Manager drives revenue growth by onboarding and deepening relationships with business clients with annual turnover of up to USD100 million, leveraging the Bank’s global network and capabilities in International Trade
Drive growth in Trade Finance and deposit mobilization by acquiring, managing, and deepening relationships with Small and Medium Enterprises (SMEs) with annual STOs of up to N150billion, ensuring effective retention of customers.
Promote trade products such as Letters of Credit (LCs), Bills for Collection, Bank Guarantees, Import/Export finance, and structured trade solutions.
Grow the bank’s trade finance and deposit book through structured marketing and relationship strategies.
Work closely with the Trade Operations and Treasury teams to deliver seamless end-to-end service
Ensure efficient processing and timely execution of trade transactions.
Focus on building sustainable banking relationships, increasing low-cost deposits, and cross-selling appropriate financial solutions to SME clients.
Source, onboard, manage and Increase penetration of NTB Trade SME portfolio accounts.
Identify and Sell SME products to SME clients through consultative approach and detailed understanding of customers’ business(es) and internal offerings to enhance revenues and profit.
Improve customer experience and service delivery to SME clients
Focus more on cash rich clients/sectors like Trade, Maritime, Oil & Gas, IT, NGO, Health, schools, General Commerce and high revenue clients.
Awareness and understanding of the wider business, economic and market environment in which the Group operates.
Key ResponsibilitiesStrategically identify and acquire Trade and SME clients with deposit potential, with a focus on current accounts/low-cost deposits.
Onboard and grow a portfolio of SME Trade clients, ensuring consistent deposit inflows and enhanced account utilization.
Prospect and onboard Trade SME businesses across various sectors. Understand their business cycles to offer tailored deposit and payment solutions that align with their needs.
Engage NTB clients via leads sourced from Supplier & Buyer ecosystem, Alliances, Targeted lists and Store catchment with full range of SME banking liability products
Activate NTB clients, set up and educate clients on remote channel usage i.e., online, POS, Client Centre, ATM.
Ensure all accounts in portfolio are qualified for RM management.
Drive deepening activities with high value/potential clients using full range Understand client businesses to ensure needs are met via SME products and Services by leveraging analytics backed next best conversations
Develop a feedback system which will adequately keep the Head SME Client Relationship & Sales abreast of key customer service developments, weakness and strengths in the competition via weekly call reports, that will effectively assist in overall SME strategic/franchise planning
Share minutes of meeting with clients same day of the meeting (as specified in the operating rhythm)
Share contact plans every Monday morning or first working day of the week with your LM (as specified in operating rhythm)
Call memos to be collated and submitted every Friday morning or last working day of the week with your LM (as specified in operating rhythm). Call memos to be documented on all calls.
Liaise and provide leadership in areas of expertise, particularly in the provision of products and services to customers.
Provide feedback to senior management, marketing and product management on customer’s needs and the efficiency of marketing strategies and tactics.
QualificationsGood first Degree or requisite technical skills gained through professional associations and practical experience.
Deep knowledge of trade finance instruments and global trade regulations
Good working knowledge of SME products and industry lending products
Candidates must have a minimum of 8 years post graduate banking experience
Skills and Experience:Trade Finance Expertise (strong knowledge of LCs, BCs, Guarantees, SBLCs)
Business Development & Relationship Management (Acquire, grow and manage clients with active trade requirements)
Transaction Banking & Deposit Mobilization
Credit & Risk Assessment
Industry & Sector Knowledge
Regulatory & Compliance Knowledge
Application Closing Date17th November, 2026.
How to Apply
Interested and qualified candidates should:Click Apply Now button to apply
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Attach your Application letter, updated Curriculum Vitae (CV) and any supporting documents required.
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Send your application before the closing date.
Note: Only shortlisted candidates are contacted.
