BRIEF DESCRIPTIONThe Credit Risk Analyst will review and analyze SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards. The role involves assessing borrowers’ creditworthiness, monitoring portfolio performance, and supporting the business in making sound lending decisions.
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PalmPay is an Africa-focused fintech firm, launched in 2019. PalmPay is a mobile payments platform that offers a number of financial services.
We are recruiting to fill the position below:
Job Title: Credit Risk Analyst Jobposting service
Location: Lagos
About the job
The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards.
The ideal candidate must possess strong analytical skills and prior experience in loan assessment and risk evaluation.
The role will involve analyzing loan applications, identifying potential credit risks, monitoring portfolio performance, and supporting the business in making sound lending decisions while maintaining a balance between business growth and portfolio quality.
Key ResponsibilitiesReview and analyze loan applications and supporting documents
Assess borrowers’ creditworthiness and repayment capacity
Make recommendations in line with credit policy and underwriting standards
Liaise with Field Verification Officers and Risk Team on loan-related issues
Ensure accuracy and completeness of loan documentation
Maintain proper records and support process improvement initiatives
RequirementsMinimum of 3 years experience in loan underwriting, credit analysis, or related role
Prior experience performing similar functions is required
Experience in the banking or financial services industry is an added advantage
Excellent communication, documentation and reporting skills
Great knowledge of risk control and a good sense of industry research.
Application Closing DateNot Specified.
How to Apply
Interested and qualified candidates should:Click Apply Now button to apply
How To Apply
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Make sure you are logged in and your email is verified (Register if you dont have an account).
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Click the Apply Now button above.
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Your default email application or application link will open.
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Attach your Application letter, updated Curriculum Vitae (CV) and any supporting documents required.
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Use a professional subject line such as Application for "Indicate Position"
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Send your application before the closing date.
Note: Only shortlisted candidates are contacted.
