Field Credit Officer (Ebonyi) Ebonyi

📌 OPPORTUNITY OVERVIEW Moniepoint Incorporated is actively recruiting for a Field Credit Officer (Ebonyi) position in Ebonyi. This is an excellent opportunity for professionals in the Finance / Accounting / Audit sector looking to advance their careers in Nigeria's dynamic job market.

🎯 IDEAL CANDIDATE PROFILE We are seeking talented individuals with the following profile: • Experience Level: 2 - 5 years • Educational Background: OND or equivalent • Industry Focus: Finance / Accounting / Audit • Location Preference: in Ebonyi

💼 WHY THIS ROLE MATTERS IN NIGERIA Financial professionals like Field Credit Officer (Ebonyi) are vital for organizational stability, compliance with Nigerian regulations, and economic development. This role offers the opportunity to impact business strategy and financial health.

📈 CAREER DEVELOPMENT INSIGHTS This role in Finance / Accounting / Audit offers valuable career progression opportunities aligned with your experience level and professional aspirations in Nigeria.

📋 APPLICATION GUIDANCE When applying for this Field Credit Officer (Ebonyi) position, ensure your CV highlights: • Relevant experience matching the 2 - 5 years requirement • Educational qualifications in line with OND • Specific achievements in the Finance / Accounting / Audit field • Any certifications or specialized training • Proficiency in relevant software and tools

🌍 NIGERIA JOB MARKET CONTEXT The Finance / Accounting / Audit sector in Nigeria continues to show strong demand for skilled professionals. With Nigeria's growing economy and increasing foreign investment, this position represents a valuable opportunity in the current job market.

---

Moniepoint Incorporated is a global business payments and banking platform and recently became QED Investors’ first investment in Africa. We are the partner of choice for over 600,000 businesses of all sizes, powering the dreams of SMBs and providing them with equal access to the tools they need to grow and scale. We are  recruiting to fill the position below:

 Job Title: Field Credit Officer

Location: Ebonyi

Employment Type: Outsourced 

Reports to: Regional Credit Manager 

Work Mode: Onsite About this role

As a Field Credit Officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as and when due. As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage innovative tools we have developed to help you monitor their performance during the course of the loan. You would also be responsible for making deductions from several information sources about the 5Cs of credit, with capacity, character, and capital as major priorities. Make recommendations to management before, during, and after the disbursement of a loan facility as to the best actions to be taken, considering several economic factors.

Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint  Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit  Review and approve (or decline) loan requests by thoroughly analyzing all the data available  Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration  Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing  Monitor active loan portfolio to ensure continued use of business account and loan repayment performance  Perform all other credit-related functions as may be assigned by a supervisor.

What success looks like in this role

Consistent achievement of gross loan portfolio targets and portfolio profit targets.  Maintaining a healthy, performing loan portfolio with minimized default rates through rigorous physical visitations and monitoring.  Successful onboarding and engagement of viable businesses that actively utilize Moniepoint business accounts.  Accurate credit risk assessments based on key factors like capacity, character, and capital. 

Experience & Background

Minimum of an OND in any business-related discipline  Minimum of 2 years’ experience in a sales role for credit products in a financial institution  Demonstrable knowledge of credit risk analysis  Good knowledge of financial analysis is an added advantage.

Apt attention to details  Proven simple/complex analytical skills  Excellent communication, presentation and interpersonal skills  Agility and perseverance.

Why join us

Competitive compensation, benefits, and career growth opportunities.  Opportunity to work with Africa’s fastest-growing fintech and make a direct impact on business growth across the region.

Not Specified. Method of Application

Click Apply Now button to apply